{"id":12,"date":"2025-09-04T19:53:16","date_gmt":"2025-09-04T10:53:16","guid":{"rendered":"https:\/\/korean-apps.com\/?p=12"},"modified":"2025-10-01T19:59:37","modified_gmt":"2025-10-01T10:59:37","slug":"%ed%86%a0%ec%8a%a4-%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%eb%8b%a8%ec%a0%90-%eb%a7%8e%ec%9d%80%eb%8d%b0-%ec%88%98%ec%88%98%eb%a3%8c%c2%b7%ed%99%98%ec%a0%84-%eb%8b%a4-%eb%b6%88%ed%8e%b8%ed%95%b4","status":"publish","type":"post","link":"https:\/\/korean-apps.com\/?p=12","title":{"rendered":"\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810 \ub9ce\uc740\ub370? \uc218\uc218\ub8cc\u00b7\ud658\uc804 \ub2e4 \ubd88\ud3b8\ud574\ub3c4 \uc4f0\ub294 \uc774\uc720"},"content":{"rendered":"\n<p>\uac04\ud3b8 \uc1a1\uae08 \uc571\uc73c\ub85c \uc2dc\uc791\ud55c \ud1a0\uc2a4\ub294 \uc774\uc81c \ud22c\uc790, \ub300\ucd9c, \ubcf4\ud5d8\uae4c\uc9c0 \uc544\uc6b0\ub974\ub294 \uc885\ud569 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud574\uc678\uc8fc\uc2dd \uac70\ub798 \uc11c\ube44\uc2a4\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc9c1\uad00\uc801 UI\uc640 \ube60\ub978 \uc811\uadfc\uc131\uc73c\ub85c \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc8e0. \uadf8\ub7ec\ub098 \uc2e4\uc81c \uc0ac\uc6a9\uc790 \ud6c4\uae30\uc5d0\uc11c\ub294 <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uc744 \uc9c0\uc801\ud558\ub294 \ubaa9\uc18c\ub9ac\ub3c4 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc218\uc218\ub8cc\u00b7\ud658\uc804 \uacfc\uc815\u00b7\uae30\ub2a5 \uc81c\ud55c \ub4f1\uc774 \ub300\ud45c\uc801\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ud1a0\uc2a4\uc758 \ud574\uc678\uc8fc\uc2dd \uc11c\ube44\uc2a4 \ub2e8\uc810\uacfc \ud568\uaed8, \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc5ec\uc804\ud788 \uc774\uc6a9\uc790\uac00 \ubab0\ub9ac\ub294 \uc774\uc720\ub97c <strong>\ud1a0\uc2a4 \ube44\uc0c1\uae08\ub300\ucd9c<\/strong>, <strong>\ud1a0\uc2a4 \uc8fc\uc2dd \ubaa8\uc73c\uae30<\/strong> \uac19\uc740 \ub2e4\ub978 \uae30\ub2a5\uacfc \uc5f0\uacc4\ud574 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd, \uc5b4\ub5a4 \uc810\uc774 \ubd88\ud3b8\ud560\uae4c?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-9-16 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud1a0\uc2a4\uc99d\uad8c\uc744 \uc0ac\uc6a9\ud558\uba74 \uc548\ub418\ub294 \uc774\uc720(\uc911\uc694)\" width=\"422\" height=\"750\" src=\"https:\/\/www.youtube.com\/embed\/wtMjdPFh4wU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.youtube.com\/@mooonssul\/shorts\" target=\"_blank\" rel=\"noopener\">\ubb38\uc124<\/a><\/p>\n\n\n\n<p>\ub9ce\uc740 \uc774\uc6a9\uc790\ub4e4\uc774 \uac00\uc7a5 \uba3c\uc800 \uaf3d\ub294 <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uc740 \uc218\uc218\ub8cc\uc640 \ud658\uc804 \uad6c\uc870\uc785\ub2c8\ub2e4. \uae30\ubcf8 \ub9e4\ub9e4 \uc218\uc218\ub8cc \uc678\uc5d0\ub3c4 \ub2ec\ub7ec \ud658\uc804 \uc218\uc218\ub8cc\uac00 \ucd94\uac00\ub418\uae30 \ub54c\ubb38\uc5d0 \uc2e4\uc81c \uccb4\uac10 \ube44\uc6a9\uc740 \uc608\uc0c1\ubcf4\ub2e4 \ub192\uc2b5\ub2c8\ub2e4. \ub610, \uac70\ub798 \uac00\ub2a5 \uc885\ubaa9\uc774 \uc8fc\uc694 \ube45\ud14c\ud06c\uc640 \uc778\uae30 ETF \uc704\uc8fc\ub77c \uc120\ud0dd \ud3ed\uc774 \uc881\uc2b5\ub2c8\ub2e4. \uc7a5\uae30 \ud22c\uc790\uc790\ub77c\uba74 \ubd84\uc0b0 \ud22c\uc790\ub97c \uc6d0\ud558\ub294\ub370 \ud1a0\uc2a4\ub294 \uc81c\uacf5 \ubc94\uc704\uac00 \uc81c\ud55c\uc801\uc774\uc5b4\uc11c \uc544\uc26c\uc6c0\uc744 \ub290\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4. UI\ub294 \uc9c1\uad00\uc801\uc774\uc9c0\ub9cc, \uace0\uae09 \uae30\ub2a5(\uc608: \uc870\uac74\ubd80 \uc8fc\ubb38, \uc7a5\uc804\u00b7\uc7a5\ud6c4 \uac70\ub798, \uc790\ub3d9\ub9e4\ub9e4 \ub4f1)\uc740 \uc9c0\uc6d0\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud574\uc678\uc8fc\uc2dd \ud22c\uc790 \uacbd\ud5d8\uc774 \ub9ce\uc740 \uc774\uc6a9\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uae30\ub2a5\uc801 \uc81c\uc57d\uc774 \ubd88\ud3b8\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucd08\ubcf4\uc790 \uce5c\ud654\uc801\uc774\ub77c\ub294 \uc7a5\uc810\uc774 \uc5ed\uc73c\ub85c \uc219\ub828 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc81c\uc57d\uc73c\ub85c \ub2e4\uac00\uc635\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810 \u2013 \uc218\uc218\ub8cc \uad6c\uc870<\/strong><\/h2>\n\n\n\n<p>\ud1a0\uc2a4\uc5d0\uc11c \ud574\uc678\uc8fc\uc2dd\uc744 \ub9e4\ub9e4\ud560 \ub54c\ub294 \ub450 \uac00\uc9c0 \ube44\uc6a9\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ud558\ub098\ub294 <strong>\ud1a0\uc2a4 \uc8fc\uc2dd \uc218\uc218\ub8cc<\/strong>, \ub2e4\ub978 \ud558\ub098\ub294 <strong>\ud1a0\uc2a4 \ud658\uc804<\/strong> <strong>\uc218\uc218\ub8cc<\/strong>\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub9e4\ub9e4 \uc2dc \uae30\ubcf8 \uc218\uc218\ub8cc\uac00 \ubd99\uace0, \uc6d0\ud654\ub97c \ub2ec\ub7ec\ub85c \ubc14\uafc0 \ub54c \ucd94\uac00 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc7a6\uc740 \ub9e4\ub9e4\ub97c \ud558\ub294 \ud22c\uc790\uc790\ub294 \ub204\uc801 \ube44\uc6a9\uc774 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ucee8\ub300 100\ub2ec\ub7ec \ub2e8\uc704\ub85c \uac70\ub798\ud560 \uacbd\uc6b0, \uac70\ub798 \uae08\uc561 \uc790\uccb4\ub294 \uc791\uc544\ub3c4 \uc218\uc218\ub8cc\uc728\uc774 \ub192\uac8c \uccb4\uac10\ub429\ub2c8\ub2e4. \ub610 \ud658\uc804 \uc2dc \uc801\uc6a9\ub418\ub294 \uc2a4\ud504\ub808\ub4dc\uac00 \uc740\ud589 \ub300\ube44 \ud06c\uac8c \uc720\ub9ac\ud558\uc9c0 \uc54a\uc544, \ub300\uaddc\ubaa8 \ud658\uc804\uc744 \uc6d0\ud558\ub294 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ube44\ud6a8\uc728\uc801\uc73c\ub85c \ub2e4\uac00\uc635\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\ub9e4\uc218 \uc218\uc218\ub8cc<\/strong><\/td><td><strong>\ub9e4\ub3c4 \uc218\uc218\ub8cc<\/strong><\/td><td><strong>\ube44\uace0<\/strong><\/td><\/tr><tr><td><strong>\uad6d\ub0b4 \uc8fc\uc2dd<\/strong><\/td><td>KRX 0.015%NXT 0.014%<\/td><td>KRX 0.015% + \uc81c\uc138\uae08 0.15%NXT 0.014% + \uc81c\uc138\uae08 0.15%<\/td><td>\uac70\ub798\uc18c\ubcc4 \uc218\uc218\ub8cc\uc728 \uc0c1\uc774<\/td><\/tr><tr><td><strong>\ud574\uc678 \uc8fc\uc2dd (\uae30\ubcf8)<\/strong><\/td><td>0.25%<\/td><td>0.25%<\/td><td>2025\ub144 \uc774\ubca4\ud2b8 \uc801\uc6a9 \uc2dc <strong>0.1%<\/strong><\/td><\/tr><tr><td><strong>\ud574\uc678 \ucc44\uad8c (\ub9e4\uc218)<\/strong><\/td><td>\uc2e0\uaddc \uace0\uac1d: 0%\uae30\uc874 \uace0\uac1d: 0.05% \u00d7 \ub0a8\uc740 \ub9cc\uae30\uc77c\uc218\/365- 1\ub144 \uc774\ud558: 0.05%- 110\ub144: 0.050.5%- 10\ub144 \ucd08\uacfc: 0.5%<\/td><td>\ub9e4\ub3c4\ub300\uae08\uc758 0.1%<\/td><td>\uae30\ubcf8 \uc218\uc218\ub8cc\uc728\uc740 \ub9e4\uc218\u00b7\ub9e4\ub3c4 \uac01\uac01 0.5%(\uc774\ubca4\ud2b8 \uc801\uc6a9 \uc2dc \ud560\uc778)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ub2e4\ub9cc \ud1a0\uc2a4\ub294 \ud658\uc728 \uc6b0\ub300 \uc774\ubca4\ud2b8\ub97c \uc885\uc885 \uc81c\uacf5\ud558\uba70, \ud2b9\uc815 \uae30\uac04\uc5d0\ub294 \ube44\uc6a9 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc218\uc218\ub8cc \ud560\uc778 \uc774\ubca4\ud2b8<\/h3>\n\n\n\n<p>\uc774\ubc88 \uc774\ubca4\ud2b8 \uae30\uac04 \ubc0f \uc815\ubcf4\ub294 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2dc\uc791<\/strong>: 2025\ub144 7\uc6d4 1\uc77c \uc624\uc804 9\uc2dc<br><\/li>\n\n\n\n<li><strong>\uc885\ub8cc<\/strong>: 2026\ub144 7\uc6d4 1\uc77c \uc624\uc804 5\uc2dc<br><\/li>\n\n\n\n<li>\uc774\ubca4\ud2b8 \uc885\ub8cc \ud6c4\uc5d0\ub294 <strong>\uae30\ubcf8 \uc218\uc218\ub8cc\uc728(\ub9e4\uc218\u00b7\ub9e4\ub3c4 \uac01\uac01 0.5%)<\/strong> \uc801\uc6a9<br><\/li>\n\n\n\n<li>\uc774\ubca4\ud2b8 \uc5f0\uc7a5\u00b7\ub0b4\uc6a9 \ubcc0\uacbd \uac00\ub2a5\uc131 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 \uafb8\uc900\ud55c \uac70\ub798\uc790\ub77c\uba74 \uc774\ub7ec\ud55c \ube44\uc6a9 \uad6c\uc870\ub294 \ubf08\uc544\ud508 <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uc73c\ub85c \uaf3d\ud799\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \ube44\uc0c1\uae08\ub300\ucd9c\uacfc\uc758 \uc5f0\uacc4\uc131\uc740?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"540\" height=\"540\" src=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-1.png\" alt=\"\" class=\"wp-image-15\" srcset=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-1.png 540w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-1-300x300.png 300w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-1-150x150.png 150w\" sizes=\"(max-width: 540px) 100vw, 540px\" \/><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.mylawstory.com\/17490\/\" target=\"_blank\" rel=\"noopener\">\uc6b0\ub9ac\uc9d1 \ubcc0\ud638\uc0ac<\/a><\/p>\n\n\n\n<p>\ud1a0\uc2a4\ub294 \ud22c\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c\ub77c \uc885\ud569 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc9c0\ud5a5\ud569\ub2c8\ub2e4. \ud574\uc678\uc8fc\uc2dd \ud22c\uc790\uc790\uac00 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc790\uae08 \uacf5\ubc31\uc744 \uacaa\uc744 \ub54c, \uc571 \ub0b4 \uc81c\uacf5\ub418\ub294 <strong>\ud1a0\uc2a4 \ube44\uc0c1\uae08\ub300\ucd9c<\/strong> \uae30\ub2a5\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc18c\uc561 \ub2e8\uae30 \ub300\ucd9c \uc0c1\ud488\uc73c\ub85c, \uac04\ud3b8 \uc2ec\uc0ac\uc640 \ube60\ub978 \uc2e4\ud589\uc774 \uc7a5\uc810\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub300\ucd9c\uc744 \ud65c\uc6a9\ud574 \ud574\uc678\uc8fc\uc2dd \ud22c\uc790\ub97c \uc774\uc5b4\uac00\ub294 \uac83\uc740 \uc704\ud5d8\uc131\uc774 \ud06c\ub2e4\ub294 \uc810\uc744 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc774 \ud070 \ud574\uc678 \uc885\ubaa9 \ud2b9\uc131\uc0c1, \ub300\ucd9c\uae08\uc73c\ub85c \ud22c\uc790\ud560 \uacbd\uc6b0 \uc190\uc2e4\uc774 \ud655\ub300\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uacb0\uad6d \ube44\uc0c1\uae08\ub300\ucd9c\uc740 \ud22c\uc790 \uc790\uae08 \ubcf4\uc644\ubcf4\ub2e4\ub294 \uc0dd\ud65c\ube44 \uae34\uae09 \uc218\uc694\uc5d0 \ub9de\ucd98 \uae30\ub2a5\uc774\ub77c\ub294 \uc810\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. \ud1a0\uc2a4 \ud50c\ub7ab\ud3fc\uc774 \ub2e4\uc591\ud55c \uae08\uc735 \uae30\ub2a5\uc744 \uc5f0\uacb0\ud574 \uc81c\uacf5\ud558\ub294 \uac74 \ubd84\uba85 \uc7a5\uc810\uc774\uc9c0\ub9cc, \ud22c\uc790\uc640 \ub300\ucd9c\uc744 \ud63c\ub3d9\ud574 \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \ubc14\ub78c\uc9c1\ud558\uc9c0 \uc54a\ub2e4\ub294 \uacbd\uacc4\uc2ec\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \uc8fc\uc2dd \ubaa8\uc73c\uae30, \uc7a5\uc810\uacfc \ud55c\uacc4<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"820\" height=\"463\" src=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-3.png\" alt=\"\" class=\"wp-image-17\" srcset=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-3.png 820w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-3-300x169.png 300w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-3-768x434.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/brunch.co.kr\/@oeun33\/25\" target=\"_blank\" rel=\"noopener\">\ud504\ub85c\ub355\ud2b8 \uc9d1\uc911\uacf5\ub7b5<\/a><\/p>\n\n\n\n<p>\ud1a0\uc2a4\uc758 \ub300\ud45c \uae30\ub2a5 \uc911 \ud558\ub098\uc778 <strong>\ud1a0\uc2a4 \uc8fc\uc2dd \ubaa8\uc73c\uae30<\/strong>\ub294 \uc790\ub3d9\uc73c\ub85c \uc18c\uc561\uc744 \uc801\ub9bd\ud574 \ud2b9\uc815 \uc885\ubaa9\uc744 \ubc18\ubcf5 \ub9e4\uc218\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \uc774 \uae30\ub2a5\uc740 \ud2b9\ud788 \ud574\uc678\uc8fc\uc2dd \ucd08\ubcf4\uc790\ub4e4\uc5d0\uac8c \ud070 \uc778\uae30\ub97c \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc7a5\uc810: \uc790\ub3d9 \uc18c\uc561 \uc801\ub9bd \ud22c\uc790, \uc7a5\uae30 \uc2b5\uad00 \ud615\uc131\uc5d0 \uc720\ub9ac<\/li>\n\n\n\n<li>\ud55c\uacc4: \uc885\ubaa9 \uc120\ud0dd \uc81c\ud55c, \uc138\ubc00\ud55c \uc804\ub7b5 \ubd80\uc7ac, \uc18c\uc561 \uac70\ub798\uc77c\uc218\ub85d \uc218\uc218\ub8cc \ube44\uc911 \uc99d\uac00<\/li>\n<\/ul>\n\n\n\n<p>\uc774 \ub54c\ubb38\uc5d0 \uc7a5\uae30\uac04 \uafb8\uc900\ud788 \ud22c\uc790\ud574\uc57c \ud6a8\uacfc\ub97c \ubcfc \uc218 \uc788\uc73c\uba70, \ub2e8\uae30 \ucc28\uc775\uc744 \ub178\ub9ac\ub294 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc989, <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uacfc \uc5f0\uacb0\ub418\ub294 \uc9c0\uc810\uc740 \uc120\ud0dd\uc9c0\uc758 \uc81c\uc57d\uacfc \uc218\uc218\ub8cc \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uc65c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubd88\ud3b8\ud568\uc5d0\ub3c4 \ud1a0\uc2a4\ub97c \uc120\ud0dd\ud560\uae4c?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"820\" height=\"556\" src=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-4.jpg\" alt=\"\" class=\"wp-image-18\" srcset=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-4.jpg 820w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-4-300x203.jpg 300w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-4-768x521.jpg 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/toss.im\/tossfeed\/article\/securities-child\" target=\"_blank\" rel=\"noopener\">Toss<\/a><\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \uc774\ucc98\ub7fc \uc5ec\ub7ec \ub2e8\uc810\uc774 \uc788\uc74c\uc5d0\ub3c4 \uc65c \ub9ce\uc740 \uc774\uc6a9\uc790\ub4e4\uc774 \uc5ec\uc804\ud788 \ud1a0\uc2a4\ub97c \uc120\ud0dd\ud560\uae4c\uc694?&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc811\uadfc\uc131\uacfc \ud3b8\uc758\uc131: \ud574\uc678\uc8fc\uc2dd \ud22c\uc790\uc5d0 \ud544\uc694\ud55c \uacc4\uc88c \uac1c\uc124, \ud658\uc804, \ub9e4\ub9e4\ub97c \ubaa8\ub450 \uc571 \ud558\ub098\ub85c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>UI\u00b7UX\uc758 \uc9c1\uad00\uc131: \ucd08\ubcf4 \ud22c\uc790\uc790\ub3c4 \uc5b4\ub835\uc9c0 \uc54a\uac8c \ub9e4\ub9e4\ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc740 \ud1a0\uc2a4\ub9cc\uc758 \uac15\uc810\uc785\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>\uc774\ubca4\ud2b8\uc640 \ud504\ub85c\ubaa8\uc158: \uc218\uc218\ub8cc \uc6b0\ub300\ub098 \ubb34\ub8cc \uc8fc\uc2dd \uc9c0\uae09 \uc774\ubca4\ud2b8\ub294 \uc2e0\uaddc \ud22c\uc790\uc790\uc758 \uc9c4\uc785\uc744 \uc720\ub3c4\ud569\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>\ube0c\ub79c\ub4dc \uc2e0\ub8b0\ub3c4: \ud1a0\uc2a4\ub294 \uc774\ubbf8 \uc1a1\uae08\u00b7\ub300\ucd9c\u00b7\ubcf4\ud5d8 \ub4f1\uc73c\ub85c \uc0dd\ud65c \uc18d\uc5d0 \uae4a\uc774 \ub4e4\uc5b4\uc640 \uc788\uc5b4 \ube0c\ub79c\ub4dc \uc2e0\ub8b0\ub3c4\uac00 \ub192\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\ub530\ub77c\uc11c \uae30\ub2a5\uc801 \uc81c\uc57d\uacfc \ube44\uc6a9 \ubd80\ub2f4\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \u201c\uc26c\uc6b4 \uc9c4\uc785\u201d\uc774\ub77c\ub294 \ub9e4\ub825\uc774 \uc774\uc6a9\uc790 \uc720\uc785\uc744 \uc720\uc9c0\ud558\ub294 \uc6d0\ub3d9\ub825\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \ud658\uc804 \uae30\ub2a5, \ud6a8\uc728\uc801\uc77c\uae4c?&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-9-16 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud1a0\uc2a4\ubc45\ud06c \ud3c9\uc0dd \ud658\uc804\ubb34\ub8cc! \uc9c4\uc9dc \uc88b\uc744\uae4c? \ud2b8\ub798\ube14\ub85c\uadf8VS\ud2b8\ub798\ube14\uc6d4\ub81bVS\ud1a0\uc2a4\ubc45\ud06c #\ud658\uc804 #\ud1a0\uc2a4\ubc45\ud06c #\ud574\uc678\uc5ec\ud589\" width=\"422\" height=\"750\" src=\"https:\/\/www.youtube.com\/embed\/mafdyki2ICk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/www.youtube.com\/@cardgorilla\/shorts\" target=\"_blank\" rel=\"noopener\">cardgorilla<\/a><\/p>\n\n\n\n<p>\ud574\uc678\uc8fc\uc2dd \uac70\ub798\ub97c \uc704\ud574\uc11c\ub294 \uc6d0\ud654-\ub2ec\ub7ec \ud658\uc804\uc774 \ud544\uc218\uc778\ub370, \ud1a0\uc2a4\uc758 <strong>\ud658\uc804 \uae30\ub2a5<\/strong>\uc740 \ud3b8\ub9ac\ud558\uc9c0\ub9cc \ud55c\uacc4\ub3c4 \ubd84\uba85\ud569\ub2c8\ub2e4. \uc571 \ub0b4\uc5d0\uc11c \uc6d0\ud654 \uacc4\uc88c\uc5d0\uc11c \ubc14\ub85c \ub2ec\ub7ec\ub85c \ubc14\uafd4 \ud22c\uc790 \uacc4\uc88c\uc5d0 \ucda9\uc804\ud560 \uc218 \uc788\uc5b4 \uc811\uadfc\uc131\uc774 \ub6f0\uc5b4\ub0a9\ub2c8\ub2e4. \uadf8\ub7ec\ub098 <strong>\ud1a0\uc2a4 \ud658\uc804<\/strong> \uc218\uc218\ub8cc\ub294 \uc740\ud589\uc758 \ud658\uc804 \uc6b0\ub300 \uc0c1\ud488\uacfc \ube44\uad50\ud588\uc744 \ub54c \uba54\ub9ac\ud2b8\uac00 \ud06c\uc9c0 \uc54a\ub2e4\ub294 \ud3c9\uac00\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uace0\uc561 \ud658\uc804\uc774\ub098 \uc7a6\uc740 \ud658\uc804\uc774 \ud544\uc694\ud55c \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ud6a8\uc728\uc131\uc774 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ubc18\uba74, \uc18c\uc561 \ub2e8\uc704\ub85c \ube60\ub974\uac8c \ud658\uc804\ud574 \ubc14\ub85c \ud22c\uc790\uc5d0 \uc0ac\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ud3b8\ub9ac\ud568\uc774 \ubd80\uac01\ub429\ub2c8\ub2e4. \uc989, \uc18c\uc561\u00b7\ucd08\ubcf4 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ud3b8\uc758\uc131\uc774 \uc7a5\uc810\uc73c\ub85c \uc791\uc6a9\ud558\uc9c0\ub9cc, \uaddc\ubaa8\uac00 \ucee4\uc9c8\uc218\ub85d \ube44\uc6a9 \ubd80\ub2f4\uc774 \ucee4\uc9c0\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc810\uc740 \ub2e4\uc2dc \ud55c\ubc88 <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uc758 \ud575\uc2ec\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810, \ud53c\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \uc788\uc744\uae4c?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"640\" height=\"360\" src=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-2.png\" alt=\"\" class=\"wp-image-16\" srcset=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-2.png 640w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-2-300x169.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/brunch.co.kr\/@oeun33\/25\" target=\"_blank\" rel=\"noopener\">\ud504\ub85c\ub355\ud2b8 \uc9d1\uc911\uacf5\ub7b5<\/a><\/p>\n\n\n\n<p>\ud22c\uc790\uc790\uac00 \ubaa8\ub4e0 \ubd88\ud3b8\uc744 \uac10\uc218\ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc774\ubca4\ud2b8 \uae30\uac04\uc5d0 \ub9de\ucdb0 \uac70\ub798\ud574 \uc218\uc218\ub8cc \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>\ud658\uc804\uc740 \ud1a0\uc2a4 \uc678 \ub2e4\ub978 \uae08\uc735\uae30\uad00\uc758 \ud658\uc804 \uc6b0\ub300 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud574 \uc774\uc911 \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>\u00a0\ubd84\uc0b0 \ud22c\uc790\ub97c \uc6d0\ud55c\ub2e4\uba74 \ud1a0\uc2a4 \uacc4\uc88c \uc678\uc5d0 \ub2e4\ub978 \uc99d\uad8c\uc0ac \uacc4\uc88c\ub97c \ubcd1\ud589\ud558\ub294 \uac83\ub3c4 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li><strong>\ud1a0\uc2a4 \uc8fc\uc2dd \ubaa8\uc73c\uae30<\/strong> \uae30\ub2a5\uc744 \ud65c\uc6a9\ud558\ub418, \uc7a5\uae30 \ud22c\uc790 \uad00\uc810\uc73c\ub85c \uc811\uadfc\ud574\uc57c \uc218\uc218\ub8cc \ud6a8\uc728\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.\u00a0<\/li>\n\n\n\n<li>\ucd08\ubcf4 \ud22c\uc790\uc790\ub294 <strong>\ud1a0\uc2a4 \ube44\uc0c1\uae08\ub300\ucd9c<\/strong> \uac19\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \ud22c\uc790\ub97c \ud63c\uc6a9\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ub7f0 \ubc29\uc2dd\uc73c\ub85c \ubcf4\uc644\ucc45\uc744 \ub9c8\ub828\ud55c\ub2e4\uba74, \ubd88\ud3b8\ud568\uc744 \uc904\uc774\uba74\uc11c\ub3c4 \ud1a0\uc2a4\uc758 \uc7a5\uc810\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \ub2e8\uc810\uc740 \uc874\uc7ac\ud558\uc9c0\ub9cc \ud65c\uc6a9\ubc95\uc5d0 \ub530\ub77c \ucda9\ubd84\ud788 \uad00\ub9ac \uac00\ub2a5\ud55c \uc601\uc5ed\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uacb0\ub860<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"820\" height=\"444\" src=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image.png\" alt=\"\" class=\"wp-image-14\" srcset=\"https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image.png 820w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-300x163.png 300w, https:\/\/korean-apps.com\/wp-content\/uploads\/2025\/09\/image-768x416.png 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure>\n\n\n\n<p>\ucd9c\ucc98: <a href=\"https:\/\/toss.tech\/article\/28738\" target=\"_blank\" rel=\"noopener\">Toss<\/a><\/p>\n\n\n\n<p>\uc815\ub9ac\ud558\uba74, <strong>\ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810<\/strong>\uc740 \uc218\uc218\ub8cc\u00b7\ud658\uc804 \ube44\uc6a9, \uc81c\ud55c\ub41c \uae30\ub2a5, \uc885\ubaa9 \uc120\ud0dd \ud3ed\uc758 \ud55c\uacc4\ub85c \uc694\uc57d\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac04\ud3b8\ud55c \uc811\uadfc\uc131, \uc9c1\uad00\uc801 UI, \uc0dd\ud65c \uae08\uc735 \uc11c\ube44\uc2a4\uc640\uc758 \uc5f0\uacc4\uc131 \ub355\ubd84\uc5d0 \uc5ec\uc804\ud788 \ub9ce\uc740 \uc774\uc6a9\uc790\ub4e4\uc774 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub294 <strong>\ud1a0\uc2a4 \uc8fc\uc2dd \uc218\uc218\ub8cc<\/strong>\uc640 <strong>\ud1a0\uc2a4 \ud658\uc804<\/strong> \ube44\uc6a9 \uad6c\uc870\ub97c \uc774\ud574\ud558\uace0, <strong>\ud1a0\uc2a4 \uc8fc\uc2dd \ubaa8\uc73c\uae30<\/strong>\ub97c \uc7a5\uae30 \uc804\ub7b5\uc73c\ub85c \ud65c\uc6a9\ud558\uba70, <strong>\ud1a0\uc2a4 \ube44\uc0c1\uae08\ub300\ucd9c<\/strong> \uac19\uc740 \uae08\uc735 \uae30\ub2a5\uc744 \ud22c\uc790\uc640 \ud63c\ub3d9\ud558\uc9c0 \uc54a\ub294 \ud0dc\ub3c4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uacb0\uad6d \ubd88\ud3b8\ud568\uc744 \uc778\uc9c0\ud558\uace0 \uc804\ub7b5\uc801\uc73c\ub85c \ubcf4\uc644\ud560 \uc218 \uc788\ub2e4\uba74, \ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd\uc740 \uc5ec\uc804\ud788 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"\uac04\ud3b8 \uc1a1\uae08 \uc571\uc73c\ub85c \uc2dc\uc791\ud55c \ud1a0\uc2a4\ub294 \uc774\uc81c \ud22c\uc790, \ub300\ucd9c, \ubcf4\ud5d8\uae4c\uc9c0 \uc544\uc6b0\ub974\ub294 \uc885\ud569 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud574\uc678\uc8fc\uc2dd \uac70\ub798 \uc11c\ube44\uc2a4\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc9c1\uad00\uc801 UI\uc640 \ube60\ub978 \uc811\uadfc\uc131\uc73c\ub85c \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc8e0. \uadf8\ub7ec\ub098 \uc2e4\uc81c \uc0ac\uc6a9\uc790 \ud6c4\uae30\uc5d0\uc11c\ub294 \ud1a0\uc2a4 \ud574\uc678\uc8fc\uc2dd \ub2e8\uc810\uc744 \uc9c0\uc801\ud558\ub294 \ubaa9\uc18c\ub9ac\ub3c4 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc218\uc218\ub8cc\u00b7\ud658\uc804 \uacfc\uc815\u00b7\uae30\ub2a5 \uc81c\ud55c \ub4f1\uc774 \ub300\ud45c\uc801\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ud1a0\uc2a4\uc758 \ud574\uc678\uc8fc\uc2dd \uc11c\ube44\uc2a4 \ub2e8\uc810\uacfc \ud568\uaed8, \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc5ec\uc804\ud788 \uc774\uc6a9\uc790\uac00 \ubab0\ub9ac\ub294 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